Liability Insurance

Ok, so I have hit another obstacle. I do not own a car or a house and therefore I do not have an insurance broker. What does this mean? I am finding it extremely difficult to find liability insurance.

Here is the liability insurance journey so far:

  • I researched where to find this type of insurance and found out that one could obtain it from the same insurance broker that you have with a car or home
  • As I do not have a car or house, I decided to ask around
  • I had a lead: Tenant’s insurance with liability. I had heard that this would probably be my only option
  • I called up a well recommended insurance company and told them the situation. They told me it would probably be no problem and to call them back when I was ready to obtain it.
  • With my appointment one month away, I decided to get this insurance set up. I called the insurance company. The gentleman asked me to give him a week to do some research and he would get back to me.
  • A week and a half went by and I heard nothing, so I called him and had to leave a message.
  • I received a message in my inbox saying that he could not provide me this insurance and as far as his research went (which sounded pretty far), no one else was willing to provide me with this insurance either.

And now here I am…

The application gives you the option of signing an affidavit stating that I will obtain liability insurance upon arrival in France. The insurance broker did recommend I do this. My only worry about this is that I would have absolutely no idea how or where to get the insurance in France. What if I ran into the same problem that I have run into here? I will email the consulate asap and tell you how it goes. Even thinking about this gets my tummy flipping a little with nervousness.

The other option is to get my aunt to call her insurance company and add me into her plan with liability (I live with my aunt). I will do this asap as well.

I hope I will shortly have this problem sorted out.

If you know anything about this topic, or have been through the same situation, please let me know!

Thanks!

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I Dream Of Consulate Appointments

I would love to have the “I dream of Jeannie” theme song for you to begin this post, but I am yet to be that computer savvy (I am sure it will come with time). Here is the written version: Do do, do do-do do do, do do, do-do do do do, do do, do-do do do do, DO! I am sure that will be difficult to understand if you have never seen that TV show!

Last night I dreamt of my appointment at the consulate. I remember the dream very clearly as it was the last dream I had before I woke up. Here is what happened: I am called to the desk by an older gentleman. I walk up to the desk, dressed casually with my folder in hand with all the documents. I remember having a gut feeling that I was not prepared enough and would not be granted the visa (of course my worse fears would be played out in the dream). The man begins to speak to me IN FRENCH! And I speak back in French, a very slow, broken French. I remember speaking, and saying things that made sense but at this point, I have no clue what was actually said. He decides to switch my case over to a younger woman. She spoke in English. She was going through the documents and I realized that I had forgotten to provide the necessary photocopies and I had not typed up the documents. The letter, for example, was hand written, in pencil, on lined paper (worst case scenario!!). I realized what I had done wrong and decided, on a whim, to ask her straight up, “So, can I have the visa?” She of course said that they would not provide the visa. Well, me being myself, decided to tell her that even though they would not grant it today, I had booked another appointment a couple of days later. I remember trying to reach the humanity in this lady and said, “Please, as a friend, since I will be back anyway, tell me what I can do to obtain the visa in a couple of days.” She looked at me, pitifully, and sighed. Then, she proceeded to tell me that I needed to type out my documents, provide the necessary photocopies (obviously!), dress professionally and use Aveda skin lotion on my face.

You heard me right! I needed to use Aveda skin lotion on my face! How this would help me obtain the visa, only my subconscious mind will know.

Even though this is a dream, it really brought me some insight. I need to take this seriously. My broken French cannot save me if I am not fully prepared. And because of this dream, I will dress professionally for my appointment!

I am now also seriously debating buying some Aveda skin lotion for good luck!

I woke up right after the dream. Mon homme lay beside me sound asleep, but not for long. I tapped him, calling his name, “Max! Max! Max!” He answered with a muffled yes. “Today, can we go over the letter to the consulate again?” he answered with another muffled yes and we both fell back asleep.

And with that I leave you with this: If you want this visa, use Aveda!

Thanks for reading!